Podcasts

If Republicans keep control of the Senate, Sen. Pat Toomey is expected to lead the banking panel for the next two years. What would his priorities be? Is he going to push legislation or pursue an oversight agenda?

Paula Roberts, U.S. Consumer Economist for KKR, talks about her research into how the pandemic is changing cities and the behavior of consumers. She tackles tough questions - are cities in jeopardy as a result of COVID? Will Millennials ever want to work in an office again? How will COVID...

Of all the banking regulators, the Consumer Financial Protection Bureau is expected to see the most change as a result of the presidential election. Award-winning journalist Kate Berry discusses who is likely to lead the agency, what Trump administration actions they will probably roll back and...

Ed Mills, a longtime bank analyst for Raymond James, talks about who President-elect Joe Biden will appoint to the top regulatory positions at the CFPB and OCC, and how that will impact those agencies and bank regulatory policymaking overall. Plus, Mills plays a “lightning round” on the election...

Gary Cohn, the former Chief Economic Advisor to President Trump and Chief Operating Officer at Goldman Sachs, talks about the challenges facing banks today, including a widening technology gap. He also details how big banks need to change course to ensure employees aren't engaging in bad behavior...

Christopher Williston, the President and CEO of the Independent Bankers Association of Texas, studied theology in college before eventually following in his father’s footsteps as head of the banking trade group. So it’s no surprise he’s willing to go deep on the fundamental challenges facing banks.

Sam Maule, cohost of Fintech Insider and the managing partner for North America at fintech consultancy 11:FS, talks about whether we’re headed for a fintech apocalypse, what’s behind growing momentum for banking-as-a-service and whether banks are in danger of becoming obsolete.

Cam Fine, the former president and CEO of ICBA, and Ed Yingling, the former president and CEO of ABA, break down the key issues, races and potential outcomes for bankers as a result of the election next month. The two offer their unique insights into how the election will affect banks.

Kathryn Petralia, the cofounder and president of small business fintech Kabbage, talks about how it became the No. 2 processor of PPP loans in the country and how the firm plans to take advantage of its PPP success. She also touches on its pending sale to American Express, the launch of business...

Rob Nichols, the president and CEO of the American Bankers Association, talks about whether another financial crisis is in the offing, how Washington could help banks now, and the impact of the election on the banking industry. Oh, and he also reveals what U2’s Bono is like in person.

Aaron Klein, the policy director at the Center on Regulation and Markets at the Brookings Institute, talks about why the U.S. has lagged behind other countries when it comes to real-time payments. He discusses how banks can speed up the adoption of real-time payments and why it would be helpful...

Misha Esipov, the founder and CEO of Nova Credit, discusses how he helped to build the world’s first cross-border consumer credit reporting agency, why immigrants are critical to economic growth in the U.S., and how credit history is key to addressing economic disparities.

Matt Anderson, managing director with Trepp, answers critical questions about the future of commercial real estate, including how deep the losses may be, what institutions are most vulnerable, and what banks should be doing to prepare for the potential damage.

Jeff Plagge, the Iowa Superintendent of Banking, talks about the growing tensions between the OCC, which wants to offer a national charter for payments companies, and state regulators, who believe it would be systemically risky to do so. He also discusses the potential credit impact of COVID-19...

Craig Scheef, the founder, chairman and CEO of Texas Security Bank in Dallas, talks about his bank’s unique approach to small business lending, how the institution successfully doubled its asset size thanks to the PPP program, and why he believes policymakers underestimate the value of a...

Malia Lazu, the chief experience and culture officer at $13.1 billion-asset Berkshire Bank in Boston, talks about why banks often fail to reach millennial and minority customers, the challenges facing community banks, and the future of the branch.

7/28/2020

It’s been nearly 12 years since Fannie Mae and Freddie Mac were seized by the government, with Congress unable or unwilling to resolve the future of the two government-sponsored enterprises. But there are signs GSE reform may happen soon, with or without Congress.

Patrick Sells, the chief innovation officer at Quontic Bank and American Banker’s Digital Banker of the Year, pushes back on the perception that banks aren’t innovative. He explains how to get bank employees on board with a digital overhaul and the biggest obstacles to ingenuity in banking.

John Hope Bryant, the founder, chairman and CEO of Operation HOPE, the largest not-for-profit provider of financial literacy and financial inclusion, details his ambitious plan to confront economic inequality. He also talks about the legacy of banks and slavery - and what banks need to be doing to...