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Case Study: IntraFi® for Security

Whether you’re a business owner, CEO, VP of finance, or treasurer, you know that few things bring greater relief than knowing that your organization’s cash is secured.

A Secure and Efficient Way to Fulfill CRA Obligations

Federal regulators expect banks to make innovative CRA investments, so MVB Bank in Fairmont, W.Va., elected to try a new program designed to place deposits at Community Development Financial Institutions (CDFIs) and Minority Depository Institutions(MDIs) in underserved communities.

CRA Made Easy: Earning Credit While “Doing Good” Via Innovative New Program

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If your bank is looking for a safe, streamlined way to foster economic growth in underserved areas—and earn CRA credit—check out the Advancing Communities Together, or ACT, Deposit Program.

Case Study: IntraFi® for Simplicity

Whether you’re a CFO, VP of finance, or staff accountant, you know simplicity is more than just a nice-to-have.

How One CDFI Uses ICS and CDARS to Attract Large, Socially Responsible Deposits

By working with IntraFi®, City First Bank is able to attract more mission-critical funding for community development projects.

A Digital Agency Safeguards Their Funds, Increases Efficiency, and Saves Time

As banking sector turmoil triggered alarms of a looming payroll crisis across traditional and social media in March 2023, companies like Denver-based BlueModus scrambled to safeguard their cash.

Enhancing Balance Sheet Flexibility at The Bank of Elk River

IntraFi’s all-weather services enable the bank to adapt to different market environments.

Increasing Flexibility by Moving Funds Off Balance Sheet at Menard Bank

Menard Bank used IntraFi's solutions to move the depositor's funds off-balance sheet by selling them to other banks in IntraFi's network of financial institutions. As a result, Menard was able to lower its total assets from around $93 million to $63 million.

Supporting Rapid Loan Growth at Texas Security Bank

Texas Security Bank was quickly drawn to IntraFi’s funding solutions for a number of reasons. The bank was now able to obtain large amounts of funding at favorable rates while working with a company that ran business so seamlessly.

Make a Bigger Difference While Protecting Your Money and Watching It Grow

Your organization probably doesn't think of investing in CDs as a way to improve the lives of others. Yet, when it deposits funds with a bank that carries a Community Development Financial Institutions designation and uses CDARS , that's exactly what your organization can do.

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A list identifying IntraFi network banks can be found at www.IntraFi.com/network-banks.

Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits.